Issue link: https://mbozikis.ufcontent.com/i/1422521
44 and priority claims. 11 U.S.C. § 707(b)(2)(A). The court may also reduce the debtor's current monthly income by the following amounts: (i) the continuation of actual expenses paid by the debtor that are reasonable and necessary for the care and support of members of the debtor's immediate family who are unable to pay for such expenses; (ii) for a debtor that is eligible for Chapter 13, the actual administrative expenses of administering a Chapter 13 plan (up to an amount of 10% of the projected plan payments); (iii) certain educational expenses for a debtor's dependent children; and (iv) additional allowances for housing, utilities, food and clothing. Id. b. Chapter 13 Means Test In Chapter 13, a means test is used to determine the length of a Chapter 13 debtor's payments under his or her plan. If the current monthly income of the debtor and his or her spouse combined is less than the applicable State median family income for a family of equal or lesser size, a debtor's Chapter 13 plan may not provide for payments over a period of time that is longer than three years, unless the court, for cause, approves a longer period (although the court cannot approve a period that is longer than five years). 11 U.S.C. § 1322(d)(2). If the current monthly income of the debtor and his or her spouse combined is not less than the applicable State median family income for a family of equal or lesser size, a debtor's Chapter 13 plan may not provide for payments over a period of time that is longer than five years. 11 U.S.C. § 1322(d)(1). The means test also informs the amount of payments to unsecured creditors under a Chapter 13 debtor's plan. Section 1325(b)(1) permits an inquiry into whether the debtor is paying enough under his or her plan, however, such inquiry may be made only upon the filing of a confirmation objection by the Chapter 13 trustee or an unsecured creditor. Once such an objection is filed, if the value of the property to be distributed under the plan on account of such claim is less than the amount of such claim, then the full amount of the debtor's projected

